Ako dôležitá je finančná gramotnosť vo svete kryptomien

finančná gramotnosť

Certainly many of us have completed some tutorial on financial literacy. And others just learned “on the go”. Either way, some level of financial literacy is crucial.

Let’s take a look at how financial literacy affects the world of cryptocurrencies.

Lack of financial literacy

If you don’t know how to deal with finances, you go to the bank for advice. It has worked this way for many years and it seems to be a fairly well-functioning system. For example, if you want to invest, you don’t go in just like that. Instead, you get advice from someone who knows the area and that’s exactly why many people don’t enter the world of cryptocurrencies – they think they’re not educated enough.

On the other hand, there are people who headlessly enter the crypto world and start investing in all directions. In the vast majority of cases, they lose their money and leave after a week with the feeling that cryptocurrencies are a scam.

The blame is not on the individual

Although this offers some reason as to why reckless purchasing of cryptocurrencies is common, the blame does not lie entirely on the shoulders of the individual, but on the inadequate education system surrouding cryptocurrencies. Investors who have been working with finance for some time are usually able to invest in cryptocurrencies and they are able to make money. So what is the core of the problem?

Before you start investing in cryptocurrencies and set up your first wallet, you need to process a lot of information. The cryptoworld is extensive and can sometimes look confusing. If you’ve never invested before, you’ll have even more concepts to study in order to invest. On the other hand, nothing is impossible. For example, you can start studying to know which cryptocurrency is a scam, and which are not and with investing only a little to learn first.


The crypto world can engulf you and keep you going. It is beautiful, free and very attractive. Unfortunately, this also attracts fraudsters who try to make money through the ignorance of others. Financial literacy is important. Don’t be fooled, study, broaden your horizons and remember the first and golden rule of investing: invest only as much as you can afford to lose.

Tip: Ak sa chcete dozvedieť viac o obchodovaní s kryptomenami, pripravujeme sériu webinárov pre začínajúci obchodníci. Sledujte nás a dozviete sa viac. 

Zdroj: cointelegraph.com

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